With my 30 years of experience in mortgage lending, I am able to quickly analyze income, assets, liabilities, and credit to formulate a mortgage plan that personally suits your financial needs. I specialize in residential mortgages for purchase or refinance. I offer Conventional, FHA, VA, Jumbo Loans, Reverse Mortgages, and programs for First Time Homebuyers. I am passionate about real estate and homeownership and strongly feel that everyone deserves to own their own home.